I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.
IHG® Rewards Premier Credit Card
The Chase-issued IHG® Rewards Premier Credit Card has its best-ever bonus. There are new benefits for this product a couple of years ago, even legacy IHG Rewards Club credit card customers can apply, and anecdotally IHG cards have been relatively easier to get approved for.
The offer – up front for getting the card, and recurring benefits for keeping the card – are really valuable. This is not a card to use for your ongoing spending in my view. But it’s a can’t-pass-up.
Intercontinental Kuala Lumpur
There are 8 reasons to get this card:
140,000 points. Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
Elite status. You get Platinum elite status as long as you’re a cardmember. In addition $40,000 spend and one additional purchase each calendar year will earn Diamond.
Annual reward night after each account anniversary year. The annual reward night is limited to most of the hotels that are bookable for 40,000 points per night or less but there’s also a new top off option so you aren’t so restricted where you spend the night. It also must be used within 12 months of issue.
Reward night on points stays of 4 or more nights. That’s better than the ‘5th night free’ some other chains offer and amounts to a 25% discount on four night award stays.
Anecdotally easier to get approved than other Chase travel cards. While you can only get approved if you’ve had fewer than 5 new credit card accounts in the last 24 months, readers share that they have an easier time getting approved for this card than other Chase airline, hotel, or Ultimate Rewards points cards.
New card product. If you have a legacy IHG Rewards Club credit card reports are people are getting approved for this one too. That’s great for the 4th night on points redemptions and the annual reward night as well as the signup bonus points. Of course if you have the card currently you are not eligible for another one, nor are you eligible if you have received an initial bonus for the card within the past 24 months (it’s been available less than a year).
United TravelBank Cash The card comes with $25 United Travel Bank funds twice a year to spend.
Gift someone Global Entry. The card comes with Global Entry or TSA Precheck fee credit (up to $100 every 4 years). I have tons of cards now with similar benefit, so I have gifted the credit to friends. They just use my card to pay the application fee and it credits back automatically.
The card is worth getting, in my opinion. And it’s worth keeping for the annual reward night and for the 4th night on IHG Rewards Club reward night redemptions. Bottom-line is that the card has a good bonus and once you have the card it’s worth hanging onto.
IHG® Rewards Premier Credit Card